We all use our credit cards for shopping, eating out and buying groceries. Now you can do so with the added security benefits of an EMV chip card. The new cards are nearly impossible to counterfeit, and travel will be even easier in more than 130 countries where chip cards are already used. EMV chip cards do everything magnetic stripe cards do but even more securely.
A new way to pay
When it comes to enhanced security, chip-activated terminals are taking things to a whole new level.
See how it works.
Easy to use
Use your personal or small business chip card to make transactions at the same places you do today.
For merchants who have chip-enabled terminals, insert your card and approve your purchase. Otherwise – swipe your card as you normally would, and continue to use your card online and over the phone.
Added layer of security
The EMV chip card provides additional security when used at a chip-enabled terminal. Data stored on the chip is more difficult to counterfeit. No matter how you use your card, every purchase is also covered by zero liability protection.1
Get the EMV chip card today!
Chip-enabled terminals are coming to stores throughout the U.S. Altra Federal Credit Union EMV chip cards are available to order now so you’ll be ready to use your card when you see the new terminals. You’ll enjoy greater acceptance when traveling as chip cards are common in over 130 countries around the world, including Canada, Mexico and the United Kingdom.
Altra adds an additional layer of security
In addition to the added security benefits of an EMV chip card, if you have an Altra Federal Credit Union checking account and/or credit card, you and your family* have automatic access to Altra Secure ID, a free identity management service powered by Identity Theft 911. If you become the victim of identity theft, your personal advocate will work with you from the first call you make to report the problem until the crisis is resolved. Identity Theft 911 will notify appropriate agencies, businesses, and institutions, and create a comprehensive case file for insurance companies and police. They’ll follow through on every aspect of the case until your identity has been restored.
Article sponsored by Altra Federal Credit Union, serving 87,000+ members in all 50 states and around the globe, including two locations in Clarksville, TN.
1 Visa’s Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions or any transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.
*Altra Secure ID Identity protection services are available to a spouse and/or immediate family members under 26 years old who live in the same household.