Best counties to retire to in Tennessee
Buyers and sellers of real estate alike—when asked what the three most essential considerations about a property are—will nearly always reply "location, location, location." While this answer is sometimes tongue-in-cheek, it is often quite accurate, and this reply perhaps applies to retirees more than any other demographic. Settling down after a lifetime of working and possibly raising a family calls for the perfect location: a spot where you can enjoy life with as few concerns as possible.
When seniors aged 65 or older decide where they want to live out their golden years, they consider particular factors, such as the cost of living, government services, health care facilities, weather and overall climate, crime rate, outdoor recreational activities, eating establishments, cultural and entertainment opportunities, and more.
To find the best counties to retire to in Tennessee based on these criteria, Stacker compiled a list using 2025 rankings from Niche, which ranks counties based on cost of living, health care access, recreation, weather, and more. You can read more about Niche's methodology here.
While location is critical as retirees determine where to spend their senior years enjoying favorite activities, it's a unique decision based on many preferences and needs. Whether it be bustling downtowns or access to parks, affordable home prices or cultural amenities like museums, retirees seeking to settle in a permanent spot are sure to find a private paradise in any of these counties recommended by Niche because, in the end, there is no place like home—no matter the location.
Read on to discover the best counties to retire to in Tennessee.
#25. Gibson County
- Niche grades: good for retirees (B+), cost of living (A-), weather (B-), outdoor activities (C+)
- Population: 50,610
- Median household income: $59,009
- Median home value: $149,700
- Top places to live: Medina (A-), Rutherford (A-), Dyer (B+)
#24. McMinn County
- Niche grades: good for retirees (B+), cost of living (A-), weather (B-), outdoor activities (B+)
- Population: 54,135
- Median household income: $59,674
- Median home value: $190,400
- Top places to live: Athens (B+), Etowah (B), Calhoun (B+)
#23. Marion County
- Niche grades: good for retirees (B+), cost of living (A-), weather (B-), outdoor activities (B-)
- Population: 29,010
- Median household income: $58,103
- Median home value: $173,600
- Top places to live: Jasper (B+), Kimball (B-), South Pittsburg (B-)
#22. Dyer County
- Niche grades: good for retirees (B+), cost of living (A-), weather (B+), outdoor activities (C+)
- Population: 36,681
- Median household income: $54,973
- Median home value: $159,500
- Top places to live: Newbern (B+), Dyersburg (B), Trimble (B+)
#21. Hamblen County
- Niche grades: good for retirees (B+), cost of living (A-), weather (B-), outdoor activities (B+)
- Population: 64,930
- Median household income: $52,794
- Median home value: $188,800
- Top places to live: Morristown (B-)
#20. Polk County
- Niche grades: good for retirees (B+), cost of living (A), weather (A-), outdoor activities (A-)
- Population: 17,702
- Median household income: $60,227
- Median home value: $136,400
- Top places to live: Copperhill (C+), Benton (C+), Ducktown (C-)
#19. Blount County
- Niche grades: good for retirees (B+), cost of living (B+), weather (B-), outdoor activities (B+)
- Population: 137,747
- Median household income: $74,607
- Median home value: $275,700
- Top places to live: Maryville (A), Alcoa (A), Louisville (B+)
#18. Anderson County
- Niche grades: good for retirees (B+), cost of living (B+), weather (B-), outdoor activities (B+)
- Population: 78,175
- Median household income: $63,171
- Median home value: $215,800
- Top places to live: Oak Ridge (A), Norris (A-), Clinton (B)
#17. Fentress County
- Niche grades: good for retirees (B+), cost of living (A), weather (B-), outdoor activities (B)
- Population: 18,948
- Median household income: $50,865
- Median home value: $151,800
- Top places to live: Allardt (B-), Clarkrange (B-), Grimsley (C+)
#16. McNairy County
- Niche grades: good for retirees (B+), cost of living (A), weather (B), outdoor activities (B)
- Population: 25,933
- Median household income: $50,714
- Median home value: $151,100
- Top places to live: Selmer (B), Eastview (B), Michie (B-)
#15. Jefferson County
- Niche grades: good for retirees (A-), cost of living (A-), weather (B-), outdoor activities (B-)
- Population: 55,835
- Median household income: $63,084
- Median home value: $210,000
- Top places to live: New Market (A-), Jefferson City (B), White Pine (B)
#14. Knox County
- Niche grades: good for retirees (A-), cost of living (B), weather (B-), outdoor activities (A-)
- Population: 487,401
- Median household income: $71,662
- Median home value: $279,700
- Top places to live: Farragut (A+), Knoxville (A-), Mascot (B)
#13. Giles County
- Niche grades: good for retirees (A-), cost of living (A-), weather (B-), outdoor activities (C+)
- Population: 30,442
- Median household income: $61,476
- Median home value: $204,100
- Top places to live: Pulaski (B-), Lynnville (A-), Ardmore (B)
#12. Greene County
- Niche grades: good for retirees (A-), cost of living (A-), weather (B), outdoor activities (B-)
- Population: 70,919
- Median household income: $54,071
- Median home value: $186,400
- Top places to live: Tusculum (A), Greeneville (B), Mosheim (C+)
#11. Hamilton County
- Niche grades: good for retirees (A-), cost of living (B), weather (B-), outdoor activities (A)
- Population: 370,913
- Median household income: $72,568
- Median home value: $282,100
- Top places to live: Signal Mountain (A+), Lookout Mountain (A), Falling Water (A)
#10. Roane County
- Niche grades: good for retirees (A-), cost of living (A-), weather (B-), outdoor activities (C+)
- Population: 54,403
- Median household income: $66,218
- Median home value: $212,300
- Top places to live: Kingston (B+), Harriman (B-), Rockwood (C)
#9. Hardin County
- Niche grades: good for retirees (A-), cost of living (A-), weather (B-), outdoor activities (B)
- Population: 26,939
- Median household income: $49,149
- Median home value: $154,000
- Top places to live: Savannah (B-), Olivet (C+), Crump (C+)
#8. Fayette County
- Niche grades: good for retirees (A-), cost of living (B+), weather (B), outdoor activities (C+)
- Population: 42,653
- Median household income: $84,764
- Median home value: $316,000
- Top places to live: Piperton (B+), Oakland (B), Rossville (B)
#7. Washington County
- Niche grades: good for retirees (A), cost of living (B+), weather (B), outdoor activities (A-)
- Population: 134,693
- Median household income: $61,051
- Median home value: $231,700
- Top places to live: Johnson City (A), Gray (A-), Jonesborough (B)
#6. Carroll County
- Niche grades: good for retirees (A), cost of living (A), weather (B), outdoor activities (C+)
- Population: 28,461
- Median household income: $50,391
- Median home value: $122,100
- Top places to live: McKenzie (B+), Huntingdon (A-), Clarksburg (A-)
#5. Cumberland County
- Niche grades: good for retirees (A), cost of living (A-), weather (B-), outdoor activities (B)
- Population: 62,529
- Median household income: $58,475
- Median home value: $228,000
- Top places to live: Fairfield Glade (B-), Lake Tansi (B-), Crossville (B-)
#4. Henry County
- Niche grades: good for retirees (A), cost of living (A), weather (B), outdoor activities (B)
- Population: 32,345
- Median household income: $48,540
- Median home value: $145,200
- Top places to live: Paris (B), Puryear (A-), Henry (B+)
#3. Johnson County
- Niche grades: good for retirees (A), cost of living (A), weather (B), outdoor activities (B-)
- Population: 18,073
- Median household income: $52,152
- Median home value: $175,500
- Top places to live: Mountain City (C+)
#2. Sullivan County
- Niche grades: good for retirees (A), cost of living (A-), weather (B+), outdoor activities (A-)
- Population: 159,693
- Median household income: $56,802
- Median home value: $190,800
- Top places to live: Walnut Hill (A), Bristol (A-), Colonial Heights (A-)
#1. Loudon County
- Niche grades: good for retirees (A), cost of living (B+), weather (B-), outdoor activities (A-)
- Population: 56,996
- Median household income: $80,296
- Median home value: $292,600
- Top places to live: Tellico Village (B+), Loudon (B+), Lenoir City (B)
This story features data reporting by Wade Zhou and is part of a series utilizing data automation across 50 states.